Housing is an essential human need. With a population of more than 280 million people, the need for housing in India is very urgent. To cater the housing needs of the people, Government of India has undertaken various housing boards across major cities/states of India. The Department of Urban Employment and Poverty Alleviation looks after, the housing and human settlement aspect in India, besides doing other works. The government housing projects working across the major cities India, has come as a great boon to those who are being benefited by this.
In India, housing is a state subject, but the union government is in charge of the policy formulation for the programs and approaches for the successful execution of the social housings schemes. Many of these housing programs are aimed, towards providing housing facilities to weaker sections of the society including landless laborers.
Housing & Urban Development Corporation Ltd. (HUDCO) is a fully owned government company, whose objective is boosting housing and urban development projects in India. There are various housing projects undertaken by the Government of India, some of the housings schemes undertaken are:
o Constructing 102 staff quarters for IOC, Panipat
o Constructing 324 staff quarters for BCCL, Dhanbad
o Constructing of 716 staff quarters for RBI in West Bengal
o Constructing buildings for Thermal Power Project at Panipat
o Constructing residential and office premise for Employees Provident Fund Organization at Jabalpur and Nasik.
HUDCO gives home loans to people and helps them buy their dream home. Like all other banks and financial institution, there are certain guidelines which the applicants will have to fulfill, before being eligible to get the loans. The dual advantage of these government housing schemes is that not only do people get homes, but a number of job opportunities are also generated once these projects begin.
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